raj123 Terms & Conditions

Welcome to raj123. These Terms & Conditions ("Terms", "Agreement") govern your access to and use of the raj123 website located at raj123.onl ("Platform"), including all games, betting markets, promotional offers, payment services, and customer support facilities available thereon.

By registering an account, making a deposit, placing a wager, or otherwise accessing any part of the raj123 Platform, you agree to be legally bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must immediately cease use of the Platform and close your account.

These Terms should be read alongside the raj123 Privacy Policy and the Responsible Gaming Policy, both of which are incorporated by reference and form part of this Agreement.

To register and maintain an active account on raj123, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age. raj123 enforces a strict 21+ age policy across all games, sports betting markets, and promotional activities. Age verification documentation will be requested prior to the processing of any withdrawal.
• You must be a natural person. Corporate entities, trusts, and other legal structures may not register accounts.
• You must not be listed on any international sanctions list, financial crime watchlist, or self-exclusion register applicable to the Platform.
• You must not be a current or former employee, contractor, director, officer, or close associate of raj123 or any of its affiliated technology or payment partners.
• You must not already hold an active or suspended raj123 account. Duplicate accounts are strictly prohibited and any bonus winnings generated through duplicate accounts will be forfeited in full.
• You must have the legal capacity to enter into a binding contract under the laws of your country of residence.

Each eligible user may register one (1) account on raj123. The registration process requires you to provide accurate, current, and complete information including your full legal name, date of birth, residential address, and a valid contact method. You agree to keep this information updated at all times.

You are solely responsible for maintaining the confidentiality of your raj123 login credentials — including your username and password. raj123 will never ask you for your password via email, live chat, or any other communication channel. If you suspect that your account credentials have been compromised, you must notify the raj123 support team immediately via [email protected] and change your password without delay.

• All activity conducted through your account, whether or not authorised by you, is your responsibility until you formally notify raj123 of a security breach.
• raj123 reserves the right to conduct identity verification ("KYC") checks at any stage, including at registration, before processing withdrawals, or whenever suspicious activity is detected on an account.
• Acceptable KYC documents include a valid government-issued national identity card (CNIC), passport, or driver's licence, accompanied by a recent proof of address such as a utility bill or bank statement.
• Accounts that fail to complete KYC verification within the specified timeframe may be suspended and balances held pending completion of the verification process.
• raj123 reserves the right to refuse account registration or close an existing account without prior notice where it has reasonable grounds to suspect fraud, money laundering, or a breach of these Terms.

raj123 accepts deposits exclusively in Pakistani Rupees (PKR). The following payment methods are currently supported for deposits on the Platform:

• JazzCash — Mobile wallet deposits reflect instantly in your raj123 balance upon confirmation.
• EasyPaisa — Mobile wallet deposits reflect instantly in your raj123 balance upon confirmation.
• HBL (Habib Bank Limited) — Direct bank transfers typically reflect within 1–3 hours during business hours.
• UBL (United Bank Limited) — Direct bank transfers typically reflect within 1–3 hours during business hours.
• Meezan Bank — Direct bank transfers typically reflect within 1–3 hours during business hours.

raj123 does not charge any platform-side fees on deposits. However, your payment provider may apply their own transaction charges, for which raj123 accepts no responsibility. Minimum and maximum deposit limits are displayed at the time of each deposit transaction and may be updated from time to time without prior notice.

raj123 reserves the right to request documentation confirming the source of funds deposited into a raj123 account, particularly where deposit volumes are high or where patterns inconsistent with recreational gambling are observed. Failure to provide satisfactory source-of-funds documentation may result in account suspension.

Withdrawal requests may only be made to a payment account held in the same name as your registered raj123 account. raj123 strictly prohibits third-party withdrawals under all circumstances.

Before any withdrawal is approved, the following conditions must be satisfied:

• Your KYC verification must be completed and approved.
• Any active bonus wagering requirements attached to your balance must be fully satisfied.
• Your account must not be under investigation for suspected fraud, suspicious activity, or breach of these Terms.
• Your withdrawal request must meet the minimum withdrawal threshold displayed in your account settings.

Withdrawal processing timelines are as follows: JazzCash and EasyPaisa withdrawals are typically processed same-day. HBL, UBL, and Meezan Bank withdrawals are typically processed within 1–2 business days. These timelines are targets and not guarantees — raj123 will communicate proactively if a withdrawal is subject to delay.

raj123 reserves the right to carry out additional verification checks on withdrawal requests, particularly for large amounts or where account activity has been flagged as unusual. Such checks are a standard obligation under our international gaming licence and are conducted to protect both raj123 and the account holder.

raj123 offers a variety of promotional bonuses to new and existing registered users. All bonuses are subject to the specific terms and wagering requirements published on the individual promotion page and in any associated promotional communications. The following general bonus conditions apply across all raj123 promotions:

• Bonuses are credited in PKR to your raj123 bonus balance and are ring-fenced from your real-money balance until wagering requirements are met.
• Wagering requirements specify the number of times the bonus amount (or bonus plus deposit amount, as stated per promotion) must be staked before the bonus converts to withdrawable real-money funds.
• Not all games contribute equally to wagering requirements. Contribution percentages per game category are specified on each promotion page.
• raj123 reserves the right to withdraw, amend, or cancel any promotion at any time, including after a bonus has been credited, where fraud or abuse is suspected.
• Players may not hold more than one active welcome bonus simultaneously. Only one welcome bonus is available per player, per household, and per IP address.
• Bonuses claimed by players who have previously self-excluded and subsequently re-registered will be forfeited in full.

All wagers placed on the raj123 Platform are subject to the specific rules published for each game or betting market, in addition to these general Terms. In the event of a conflict between game-specific rules and these Terms, these Terms shall prevail unless the game-specific rules expressly state otherwise.

• Bets are not accepted from users whose accounts are suspended, under review, or where the account balance is insufficient to cover the stake at the time of placement.
• raj123 reserves the right to void any wager where a technical error, data feed failure, or pricing error has resulted in odds or game parameters being displayed incorrectly.
• In the event of a disputed game outcome, the decision of raj123's gaming management team is final. Disputes must be raised in writing within 14 days of the relevant event.
• All cricket betting markets — including PSL, international ODIs, T20 World Cups, and Test matches — are governed by additional cricket-specific rules available on the Cricket section of the Platform.
• Live in-play betting markets may be suspended at any time at the discretion of raj123, for example during delays, stoppages, or data feed issues.
• Winnings from slot games, table games, and live casino are calculated according to the paytable or odds displayed at the time of each wager and are credited to your account balance immediately upon settlement.

The following actions are strictly prohibited on the raj123 Platform. Any account found to be engaged in prohibited conduct will be suspended immediately, all winnings forfeited, and the matter referred to the relevant authorities where legally required:

• Registering more than one account, whether under the same or a different identity.
• Providing false, misleading, or incomplete information during registration or the KYC process.
• Using the Platform while under the age of 21.
• Using the Platform for any money laundering, fraud, or financial crime purpose.
• Using automated bots, scripts, artificial intelligence tools, or any software designed to gain an unfair advantage over the house or other players.
• Exploiting software bugs, game glitches, or pricing errors — whether discovered accidentally or deliberately sought — without immediately reporting them to raj123 support.
• Colluding with other players in any game where such collusion would provide an unfair advantage, including live baccarat and any poker variants.
• Using a VPN or proxy server to circumvent geographic restrictions or to create the false impression of eligibility.
• Engaging in abusive, threatening, discriminatory, or harassing communication with raj123 staff or other players via any communication channel.
• Attempting to charge back a deposit already used for wagering via a payment dispute with your bank or payment provider.

raj123 is committed to providing a safe, controlled, and responsible gambling environment for all registered users. Gambling is intended purely as entertainment. It must never be treated as a source of income, a way to recover financial losses, or a coping mechanism for personal difficulties.

The following responsible gaming tools are available to every raj123 account holder and can be activated at any time directly from the account settings section following your raj123 login:

• Deposit Limits: Set daily, weekly, or monthly PKR deposit caps on your account. Reductions take effect immediately; increases are subject to a 24-hour cooling-off period.
• Session Time Reminders: Configure notifications to alert you when you have been logged into the Platform for a specified duration.
• Cooling-Off Period: Temporarily suspend your account for a defined period (24 hours, 7 days, 30 days, or 90 days) during which access to the Platform is blocked.
• Self-Exclusion: Permanently close your raj123 account and request that your details be added to the Platform's exclusion register, preventing re-registration for a minimum of six months.

If you believe your gambling is causing harm to yourself or those around you, please visit our dedicated Responsible Gaming page for further guidance, tools, and support resources available to players across Pakistan. raj123 staff are trained to assist players who reach out for help and will never pressure you to continue gambling.

All content on the raj123 Platform — including but not limited to the raj123 brand name and logo, website design, graphics, text, game interfaces, software, data compilations, and promotional materials — is the exclusive property of raj123 or its licensed content providers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial recreational gambling purposes. This licence does not permit you to:

• Copy, reproduce, distribute, or publish any raj123 content without prior written consent.
• Reverse-engineer, decompile, or attempt to extract the source code of any raj123 software or game.
• Use the raj123 brand, logo, or trademarks in any commercial context without authorisation.
• Frame or mirror any part of the raj123 Platform on another website or application.

Any unauthorised use of raj123 intellectual property will result in immediate account termination and may give rise to civil or criminal liability.

To the fullest extent permitted by applicable law, raj123 and its officers, directors, employees, agents, licensors, and technology partners shall not be liable for any indirect, incidental, special, consequential, or punitive loss or damage arising out of or in connection with your use of the Platform, including but not limited to:

• Loss of winnings or expected profits resulting from Platform downtime, technical errors, or game malfunctions.
• Unauthorised access to your account where you have failed to maintain the security of your raj123 login credentials.
• Delays in deposit crediting or withdrawal processing caused by third-party payment providers including JazzCash, EasyPaisa, HBL, UBL, or Meezan Bank.
• Data loss, system errors, or interruptions caused by factors outside raj123's reasonable control, including internet service disruptions, power failures, or force majeure events.

raj123's total aggregate liability to you for any claim arising out of or relating to these Terms or your use of the Platform shall not exceed the total PKR amount deposited by you into your raj123 account in the 30-day period immediately preceding the event giving rise to the claim.

Nothing in these Terms limits raj123's liability for fraud, wilful misconduct, or any other liability that cannot be excluded or limited under applicable law.

raj123 reserves the right to amend, update, or replace these Terms & Conditions at any time. Where changes are material, raj123 will provide reasonable prior notice via a notice displayed on the Platform or via email to the address registered on your account. Non-material clarifications and corrections may be made without prior notice.

Your continued use of the raj123 Platform following the publication of amended Terms constitutes your acceptance of those amended Terms. If you do not agree with any amended Terms, you must stop using the Platform and submit a withdrawal request for any outstanding real-money balance before closing your account.

The current version of these Terms, along with the effective date, is always accessible via the footer of every page on the raj123 website.

These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction in which raj123 holds its international gaming licence. Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the courts of that licensing jurisdiction.

Before initiating any formal legal proceedings, you agree to first submit your complaint to the raj123 customer support team in writing. raj123 is committed to resolving disputes fairly and promptly and will respond to all formal complaints within 5 business days. If a complaint cannot be resolved through internal channels, it may be escalated to the independent dispute resolution body designated by raj123's international gaming licence authority.

Nothing in this clause limits your rights as a consumer under applicable local consumer protection legislation.

If you have any questions about these Terms & Conditions, wish to raise a formal complaint, or need assistance with your raj123 account, you can reach our support team through the following channels:

• Email: [email protected] — responses within 24 hours.
• Live Chat: Available 24/7 via the chat widget on the raj123 Platform.

Please include your registered account username and a clear description of your query or complaint in all written communications to ensure the fastest possible response from our support team. For responsible gaming enquiries, you may also visit our dedicated Responsible Gaming page.